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To insurance agents and case managers:"What do I do now?" Often, this is one of the first questions you get from policyholders who receive life-limiting diagnoses from their doctors. Together with family, they will seek information to help them make appropriate choices for end-of-life care.
As part of our ongoing educational program to expand understanding of hospice care, we will be encouraging them to ask you these questions.
Contact us to discuss answers to any of the following. Medical Insurance
- What specific hospice services does our policy cover, or exclude?
- Will we be able to pursue active treatment for this disease?
- What are the coverage limits?
- Will the policy cover the cost of a caregiver in my home, or room and board in an in-patient facility?
- Is there a co-pay or deductible? How much?
- Is there a cap for hospice care, and what happens when it's exceeded?
- Who files the claims?
- How do you handle supplemental insurance coverage?
- Will the cost of hospice care raise the rates on the policy?
- How do you evaluate local hospice providers?
- Which hospice providers do you recommend, and why?
Life Insurance
- Can I cash out a portion of my death benefit?
There's more.
Tell me more about hospice.
Tell me more about how hospice care is coordinated.
Tell me how to make a patient referral.
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